Four estate planning common to avoid errors

May 4, 2012 /24-7PressRelease / -after the creation of a succession plan, it may be easy to fix it without a thought of the second side. However, it is important to review your estate plan periodically to check the hidden errors or changes in circumstances that could affect your intention. The following examples are examples of the estate of many errors that can occur every day planning.

Designation of the wrong beneficiary on your pension plan

Many people make the mistake to forget or neglect to update the designations of beneficiaries on their plans for retirement as their situation change. For example, young adults often list their parents on welfare on the IRA or open it early in their career, when many are single and without children. Progress through their careers and start their own families, these people often forget to change their beneficiaries to their spouse or children - including on the plans of previous employers. Similar errors can occur after a divorce, when people often forget to remove an ex-wife as beneficiary.

List of the bad guardian for your children

If you do not specify who must take care of your children in the event of your death, a court may eventually make this decision for you, and it cannot choose the tutor that you prefer. To ensure that your children will be well cared for by someone you know and trust, don't forget to designate a guardian in your estate plan.

Also important that appoint a guardian review the decision on a regular basis to confirm that the tutor that you selected is always the best choice for your children. For example, if the person that you previously designated has since been removed, you can appoint someone else as the guardian of your children.

Not planning for people with disabilities

A well designed estate plan responds to your wishes, not only for your family after your death, but for yourself also in the last years of your life. Be sure to include the following in your estate plan:
-A will of life, that describes your wishes for your health disability care
-The appointment of a health officer, who is to take decisions regarding your health care if you can do this no longer
-The appointment of a conservative, which means taking decisions regarding your finances if can no longer do

Waffle

When it comes to estate planning, the largest and the most common error is until it is too late. For assistance creating, review or update your estate plan, contact an experienced estate planning lawyer.

Article provided by Mr. John Gasidlo, Esq..
Visit us at the http://www.ctestatelawyer.com

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Common Types of Texas Bicycle Accidents and How to Prevent Them

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April 22, 2012 /24-7PressRelease/ -- In Texas, cyclists have the same rights as drivers and share similar responsibilities. And unfortunately, like motorists, cyclists too often die on Texas streets.

The National Highway Traffic Safety Administration (NHTSA) reports that 48 pedalcyclists died in Texas in 2009. A "pedalcyclist" is someone who uses a bicycle, tricycle, or a tandem bicycle. Nationally, pedalcyclists represented two percent of all traffic fatalities in 2009, or 630 fatalities.

The Texas Driver's Handbook identifies three common bicycle accidents involving motorists. The most common accident occurs when a car turns left in front of an oncoming cyclist, often because drivers have overlooked cyclists or misjudged their speed.

The second most common accident between cyclists and motorists occurs when a car turns right across the path of a cyclist. Drivers should always check their blind spots before making a right-hand turn.

The third most common accident occurs when a car fails to yield the right-of-way to a cyclist at a stop sign. Some motorists don't realize that cyclists must obey the same rules of the road that they do and should be treated like oncoming traffic at an intersection.

Staying Safe

Fortunately, there are several things that cyclists can do to make sure that they stay safe on the road. First, be sure to follow all road rules. Cyclists are as responsible for the rules of the road as motorists are and following them will help cyclists stay safe. Cyclists should be sure to ride with the traffic, not against it.

Cyclists should ride as near to the shoulder of the road as they can unless they are turning, overturning a pedestrian or vehicle or if unsafe conditions, such as weather or construction, prevent it. When turning, cyclist should use hand signals to help drivers anticipate their movements. Cyclists should always use lights at night, including a white front light and a red rear light, to make themselves visible to motorists. Lastly, cyclists should ride with at least one hand on the handlebars, just as drivers should keep their hands on the wheel.

If a cyclist is injured by a motorist in an accident, the cyclist may be able to recover damages for any injury caused by the crash. Generally, cyclists will have to prove that driver negligence or reckless behavior caused the accident. Driving in the bike lane, speeding and failing to stop at a stop sign can be used to prove a driver was negligent.

Cycling is an enjoyable activity that can be good for your health and the environment. To prevent cycling from becoming a pain rather than a benefit, follow the rules of the road and follow the safety tips above. Finally, if you are a loved one has been injured in an accident with a motorist, please contact an experienced personal injury attorney to explore your legal options.

Article provided by John K. Zaid & Associates, PLLC
Visit us at www.zaidlaw.com

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