Florida Rolls Out significant changes in personal injury Protection

21 April 2012 /24-7PressRelease / -Florida Rolls Out significant changes in personal injury Protection

Big changes for the protection of Florida, PIP or injuries, insurance system are coming soon. Several legislators say the medical state, providers and consumers have suffered too much fraud in recent years and that the new law will return PIP to its initial objective of benefits for emergency treatment after car accidents. The new law aims to lower insurance rates and to ease the burden of litigation PIP to the Florida courts.

Auto insurance premiums

According to The News-Press, Florida auto insurance rates more than 50 percent higher than the average national. The new law responds to this problem by requiring insurance in Florida to reduce the premiums PIP, with few exceptions, at least 10 per cent in October 2012 and at least 25% by 2014. Critics of the new law say that the protection of motorists to Florida for injuries suffered in a car accident will be limited in exchange for lower premiums.

Coverage restrictions

From January 2013, complete coverage of the PIP in the amount of $10,000 will be available to injured motorists with "medical emergency". Medical professionals certified by the following State will be allowed to determine whether an injury accident is a medical emergency:
-Doctors
-Doctors ERS
-Dentists
-Physicians assistants
-Advanced nurse practitioners

Massage therapy and acupuncture services will not be covered. However, up to $2,500 for the treatment of non-emergency injury by a physiotherapist or chiropractor may be available depending on the extent of the injury.

A significant motivation for these changes is the problem of fraud in the State, believes that the cost of Florida and taxpayers up to 1 billion dollars per year, according to the news-press. In a recent case, 15 people were involved in a scheme to accidents of food-truck scene in Miami and collect hundreds of thousands of dollars through fraudulent insurance claims. In another case, two Cape Coral clinics have been closed and 12 people were arrested and accused of defrauding insurers of millions of dollars.

After minor, moderate or serious injuries in a car accident in Florida, motorists should contact a lawyer of competent and experienced personal injury who will fight to their account for the compensation to which they are entitled under the Act.

Article by counsel for the Parvey & Frankel, P.A
Visit us at the http://www.parveyfrankel.com

---
Release news and press release distribution service provided by http://www.24-7pressrelease.com

# # #

Read press releases more FL Web advantage:

View the original article here